O Lost

It’s Incredible What a Little Money and a Plan Can Do for Your Peace of Mind April 18, 2009

Filed under: Life — hopelessrecluse @ 11:07 pm
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I’ve been doing a lot better lately.  Several things have happened to make this possible:  I’m working full weeks now, which means more money, and I’m going to grad school for sure.  I made my decision as to where that would be on Tuesday, and I haven’t felt that happy in a very, very long time.

I mean, the last few months SUCKED.  I was in such a horrible emotional state, and I was constantly worried about my future and about how the hell I was going to survive.  I lost 10 pounds.  I just felt like shit most of the time.  Not to mention that I thought my mother was going insane (she may have been).  It felt like my life was going downhill ever since November when I got laid off.  Thank god they’re making enough money now that they can afford to pay me for more than half time every week.  I just had to prove to them that they need me around, and that I did.  Getting another job and being able to use that as leverage didn’t hurt either.  But in quick succession, this was what my life looked like from November on:  laid off, going home for Thanksgiving, car crapping out, crazy roommate drama, finding out that my mom never told me about her engagement (the subsequent wedding is something I’ll have to get into later), not being able to pay bills, breaking up with The Lawyer, car crapping out some more, etc, etc.  The only bright spot in there was getting accepted to grad school.  That helped a lot (I cried a ton when I found out) but it doesn’t do anything to help the immediate situation of being poor and sad.  It was also coming off the incredible high of thinking that I was getting a full time job, the election, and meeting The Lawyer.  Life seemed ok until November.

So, I am actually current on all my bills now.  It’s amazing.  I’m not waking up in the middle of the night in terror anymore because my bills are all paid off.  It’s seriously incredible what having money can do for your state of mind.  Mine was in rough shape.  I also got my tax refund, which helped a lot, and I got reimbursed for my campus recruitment visit.  I actually have money in the bank that lasts til the next paycheck.  So I can start paying off some other debt that I have, which also feels really good.  I honestly love paying my bills.  I love being able to do that, even if it means I don’t have any money left over.  The not being able to pay my bills was killing me.  I even got to buy some new books.  That was awesome.

And I’m going to grad school.  I’m not putting the name up here because I want this blog to remain semi-anonymous to outsiders, and I don’t want to be google searchable on big things.  But it’s decently ranked, an R1, has a great program that’s not too pretentious, and I loved it when I visited.  I’m especially excited to work with a certain professor, who seems excited to work with me.  We met when I visited, and she emailed me and the Graduate Director has told me multiple times that she asks him about me.  It feels good to be recruited, I’m not going to lie.  It also feels good to have an Oxford Rhodes scholar take interest in me too.  I don’t want to get too hubristic, but I’m really excited.  I never expected this to happen, really.  I never expected to get into a good school, get fully funded with a GA position, health insurance, and a fellowship.  It seriously baffles my mind.  To think that next year I’ll actually be doing this; I’ll actually be teaching and having office hours–it’s something that I didn’t really think was possible.  I’m too hard on myself most of the time.  I especially got freaked out when the economy went to shit.  I think that affected my entire app process perhaps, but I’m so glad I got into at least one great program.  This has helped me to feel not so purposeless anymore.  After I lost my job, I felt truly useless and felt like there was no real future.  Now there is one.  I’m starting to plan- looking for apartments, looking into the area and what not, and it’s exciting.  My dad is starting to get excited too.  We’re planning the move together because he’s coming with me. 

I feel really privileged and humbled to be able to go to school again.  I know that when things get tough and I’m really busy with studying, I’ll know what it’s like to be on the other side.  I’ll be so thankful to be doing something that I love.  I’m going to hang a sign on my computer that says “Remember last year?  Stop whining.”

As for The Lawyer, that whole thing has gotten better.  It was very hard initially, for reasons that I don’t really feel like writing on here.  They’re just too private.  It was strange to have someone around a lot and then have him disappear.  There are still times when I’ll think of something that I want to tell him that I just couldn’t tell anyone else who’s around here, and that will make me think of him and get a little sad.  But overall, knowing that I made the right decision there and then have that validated by getting into school helped a lot.  I’m very satisfied with being single right now, as I am most of the time.  It’s just that every once in a while someone comes along who is actually worthwhile to date, and that complicates my very happy single life.  I think the reason that most of my breakups are so hard is that I have very high standards, and so the people I choose to get involved with end up meaning a lot to me.  Of course there are exceptions to this rule (two come to mind).  But I think that could be the reason.  I’m not so sure.  It could just be that getting emotionally involved with someone is easier when they’re not stupid.  But I probably need to stop being incredibly attracted to atheists who are older than me/have reasons why we can’t be together.  I’d like to be incredibly attracted to someone with long-term possibilties.  But until then, I just don’t feel like messing with guys right now.  It’s just not worth the effort at this point.  I would like to have sex, though.  Alas.

Either way, I’m feeling much, much better about my life now.  It took a while, and the intervening time was about as shitty as it can possibly get.  But I guess I survived, I learned from it, and I have much better times coming up.  We can only hope.

 

I Need to Purge my Mind January 19, 2009

Filed under: Life — hopelessrecluse @ 2:51 pm
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There are times, honestly, when I feel like my life is going to go down in a dramatic, flaming mass.  There are other times when I feel like my life will just go down quietly except for the people on the side clicking their tongues at me saying that I didn’t try hard enough.  There are very, very few times in my life when I feel like things will turn around and that my life will actually get better.  Whoever said that money doesn’t buy happiness was completely WRONG.  Money buys a whole lot of fucking peace of mind.  Something that I haven’t had for months.  I would be able to pursue my romantic ideas of saving up mental energy for grad school and reading tons of books if I wasn’t wasting so much mental energy thinking about how, once again, I’m not going to make enough money to pay all my bills and keep my credit score up so I can do things like get another car which I need or take out school loans if I need to or maybe buy a house someday and whatnot.  Lately, I’ve been really wishing that I would’ve thought about moving in with my dad after I graduated.  This is so stressful that I can’t move sometimes.  And I feel like there is absolutely no one that I can fall back on.  I have considered moving to my dad’s, but I can’t do that because it would leave my roommate in a tough spot, and I think that would be the last straw for our friendship.  I can’t also because I have absolutely no money to move, I have no clue what I would do with all my stuff or how I would get it all the way to the midwest, and I would have to start all over again to try to find another job.  Not to mention that my car would never make it all the way out there.  So I just have to deal with all this.  But I feel like I have failed and that I’m a deadbeat and that my life is not moving forward right now.  I would give anything to deal with the stresses of school again if I didn’t have to deal with this.  I’m potentially destroying my entire future.  I can’t sleep at night.  Not to mention that I’m so stressed that I can hardly read anymore; I only feel like watching movies.

Job:

I got laid off in November, and it’s been two months without steady employment.  I’ve been working, and sometimes it’s enough, but most of the time it is not.  I have not been able to find another job at all, and not for lack of trying.  I’m interviewing right now for a good job, and I find out whether or not I move on the interview process in a few days.  But I’m not holding out much hope, even though I’ve made it this far in the interview process.  I’ve been working part time at financial company, and I’m thinking about asking if I can have more hours, since they said they want to hire me back anyway and they want me around.  I need more hours.  Plus the law firm promised me hours but then said they were cutting back their payroll and they call me every once in a while to work for 5 hours at a time.  It sucks.  I know that most of this is because of the economy and that’s out of my control.  I couldn’t have known this was going to happen.  But it’s truly terrifying.  I call my temp agency regularly, so has said that it is sending out my resume to companies and is trying.  A local restaurant keeps stringing me along.  I apply for jobs regularly.  I just want to stop feeling like a slacker.  I want my paycheck to pay the bills.  What am I doing wrong?

Bills

Not to mention rent, electric (which has been insane lately), cable, phone, gas, groceries, the stuff I need just to stay alive, I also have my credit card bill and school loans are now due.  I got an email today saying that if I didn’t pay my school loan pronto, it would be reported to the credit agency.  So I called them and asked what I had to do to get my account to current.  The bill was over $500.  I almost had a cow.  I. don’t. have. that.  So I told them that I lost my job recently and that I’m applying to graduate school and I plan on being in school in the fall.  So THANK GOD they told me about this thing called forebearance, which means that I don’t have to pay my federal loan, only my small, private loan, until December.  That brought the amount down to $108 to get current.  I can do that, but it’s probably going to screw me over majorly.  At least that brings down the monthly payment from $250 to $50.  And my loan really isn’t that big at all.  It’s just there.

Car

My car’s transmission is gone to crap.  I can still drive the car, but I have no clue when it’s going to stop working, so I’m looking for another car.  Since I got rear-ended in November, I have an insurance check that can help me make the downpayment.  I also have money in money markets which I could use as well.  I kind of wish that I had a job nearby so I could walk so I wouldn’t have to worry about the car.  But I don’t so I can’t do without transportation.  I don’t think that putting a grand into my ghetto car would be worthwhile, so I figure I’ll just get  another one.  But this might be harder than expected.  I can’t afford another monthly payment unless I get this job, and most of the cars that are within my very small budget have things wrong with them like the transmission or the head gasket or the brakes.  I can’t afford to pay for repairs.  Plus there’s all the fees that come along with a new car.  I just might have to break down and get the transmission fixed.  But then I would have the crappy bumper on my car for eternity.  I honestly don’t know what to do here.  What would be the better option?  I’m pretty sure that either one, knowing my luck, will result in me getting screwed over.  I don’t hope that things will go right for me anymore.  If I get the car fixed, the engine will probably go out next.  If I get another car, there will be another big repair on it.

Grad School

Illinois was one big screw up.  They offered me the free app, so I did it, but I made sure they didn’t require the subject test before I applied.  I looked, and maybe due to my cursory review or wishful thinking or just plain blindness, I didn’t see that they actually did require the subject test.  I got an email from them saying that my application wouldn’t be complete until they got the scores, and I had to explain to them that I hadn’t taken the test.  It was so embarrassing.  I’m so retarded.  Also, some of my rec letters haven’t gotten in yet.  Purdue hasn’t gotten the letter from a professor who is always on time about everything.  I’m pretty sure she sent that at least a month ago.  So either it got lost in the mail or they’re backlogged on putting things into the system.  I called, but they’re closed today.  Purdue has a really good program in what I’m interested in, and I really want to go there.   I don’t know if this destroys my chances or not.  Also, when I applied to Vandy, it was last minute and one of my profs just never sent his letter.  I hope he still can.  Not to mention that this whole process is entirely expensive, and I don’t want to waste money on it.  I don’t even what to think about what it means for my life if I don’t get in anywhere, much less if I don’t get in anywhere because of stupid things like this happening.  I guess I could just chalk that up to my sucky life, realize that things will never go the way I want despite my efforts, and go jump off a building.

 

And this doesn’t even begin to describe other problems I’m having with my mother and with other people in my life.  I wish I could just go crawl in a hole somewhere, but for now I’ll just have to be happy with pretending that there’s nothing wrong with my life, go to Panera, and block everything out and read for a little while.  That’s the one coping mechanism I have left: denial.

 

Thank God It’s Payday July 3, 2008

Filed under: Rambles — hopelessrecluse @ 6:07 pm
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This is what I saw when I was filling up my gas tank today:

$3.33
0.8 gallons
Your approved limit has been reached.

 

Four miles later, my “low gas” light turned on again.

 

When You’re Money’s Gone, and You’re Drunk as Hell June 4, 2008

Filed under: Life — hopelessrecluse @ 10:39 pm
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Corporate Crap continues to schedule me for only 16 hours a week.  This is bad for multiple reasons.  One is that I can’t pay my bills as it is, so if they cut my hours, I’ll be even more screwed.  Two is that the $700 that I owe Evangelical Institution is legit.  And I owe it by June 30th.  They tell me that they won’t set up a payment plan because the deadline for setting one up was April 20.  I tell them that I didn’t know that I owed anyone that much until the beginning of May.  I might have to put all of it on a credit card.  All I have to say is this: fuckers.  Subsequently I have done two things: I have looked for another job and I have put myself in the mindset that I can’t spend money on anything other than absolute necessities.  I immediately broke that rule by buying 8 episodes of The Tudors on Amazon Unbox which I spent last night and today watching.  If I shouldn’t spend money on gas, and I can’t really go anywhere without spending money, I’ll just stay home and spend money.  Makes sense, right?  I was ultra-lazy today because I got up at 2pm because I was up til 4 am last night watching The Tudors.  I should’ve just read a damn book.  I tried that also today, but I just fell asleep.  I also took a bath, which is something I haven’t done in a while.  The damn tub was really annoying becuase the stopper doesn’t work very well.  It kept leaking and I kept having to fill it up.  I could go out and buy a stopper, but that involves MONEY.  Water is free.  Anyway, the bath was relaxing.

Having super-bad money issues like this and being faced with 16-hour work weeks is way too much to deal with.  It makes me shut down and do things like watch The Tudors all day long.  I can think about someone else’s drama instead of my own.  The most troubling thing is that I shut down when things like this happen instead of taking initiative and going out and doing something about it.  Granted, I did go job hunting, but you’d think that something of this type of urgency would inspire some action appropriate to the level of urgency.  But that doesn’t happen with me, and I hate myself for it.

 

Once Again Confronted with my Multiple Failings April 5, 2008

Filed under: Life — hopelessrecluse @ 9:20 pm
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Ugh.  This week has sucked big time.  I had a huge thing with my roommate again which was incredibly ridiculous and stressful.  There were things that were my fault, but mostly it was just hugely overblown and ridiculous.  My dad had to intervene.  That whole thing was really surprising.  My dad was actually fabulous and really helpful and reassuring.  He wasn’t put out like I thought he was.  Most of that was probably my imagination, because I have become accustomed to getting yelled at every time I ask for money.  Plus, it just makes me feel like a kid again (and this is something I really don’t need help with).  Anyway, I was really pissed about the whole thing, but Roommate did something surprising and made me not want to hate her for a while.  I just can’t figure the girl out.  At least I can stop trying after May is over.

Anyway, I topped off the week with getting smashed and then mildly hungover the next day.  It would have been better if there had been people there, and not the dog I was dogsitting, who made feel guilty with his sad puppy eyes.